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FarmsToMarket

The bank for every link in the agri-chain.

Farming, livestock, fishing, processing, transport, export — AgroBank provides every financial service across the entire agro-pastoral value chain. A fully licensed digital bank, natively connected to the FarmsToMarket ecosystem.

No branch visit required · Starts in 2 minutes · Available in 15 countries

Integrated with

Orange Money
MTN
MoMo
AfrilandFirst Bank
SYNTHI-AIkiliwa.ai
Accounts & Cards

A real bank account, no branch required.

AgroBank is a fully licensed digital bank serving the entire agro-pastoral sector — farmers, breeders, fishermen, processors, traders, cooperatives and agri-SMEs. One account. Every financial service. On your phone.

  • Personal & business current accounts (IBAN)
  • Interest-bearing savings accounts up to 7% p.a.
  • Prepaid Visa card — physical or virtual
  • SEPA, SWIFT and mobile money transfers
  • Multi-currency: XOF, GHS, NGN, KES, EUR
Open a bank account
AgroBank accounts
AgroBank payments
Payments & Transfers

Instant money movement, across every link of the chain.

From the field to the processor, from the breeder to the butcher, from the fishing cooperative to the export dock — AgroBank moves money instantly at every step of the agro-pastoral value chain, online or fully offline.

  • Peer-to-peer transfers in under 5 seconds
  • QR & NFC payments — works offline in rural zones
  • Mobile money interoperability (Orange, MTN, Wave, M-Pesa…)
  • Cross-border remittances at interbank exchange rates
  • Automatic settlement for every FarmsToMarket trade
Explore payments
AgroCredit — Agro-Pastoral Finance

Credit built around your production cycle.

Whether you grow cassava, raise cattle, run a fish farm or operate a processing unit — AgroCredit finances every activity in the agro-pastoral chain with repayment schedules that follow your real cash flow, not a bank calendar.

  • Micro-loans from €50 to SME financing up to €500K
  • Scored on your production & trading history, not collateral
  • Livestock & aquaculture-specific loan products
  • Supply chain financing for processors and exporters
  • 0% interest for first-time borrowers under €200
Apply for AgroCredit
AgroCredit
AgroInsure and trading
AgroInsure & Commodity Exchange

Protect every asset. Trade every commodity.

From crop disease to livestock mortality, from drought to flooding — AgroInsure covers the full agro-pastoral spectrum with satellite and IoT-indexed automatic detection and payout. Paired with a real-time commodity exchange for grains, livestock, fish and processed goods.

  • Crop, livestock and aquaculture insurance coverage
  • Satellite + IoT-indexed automatic payout within 5 days
  • Real-time commodity exchange: grains, livestock, fish, inputs
  • Automated escrow & smart contracts on every trade
  • Export documentation and trade finance support
Discover AgroInsure
Getting started

Up and running in minutes.

No paperwork. No queues. Just your phone and your farm identity.

Open your wallet
01

Open your wallet

Sign up with your phone number and ID. Your AgroBank wallet is ready in under 2 minutes.

Fund your account
02

Fund your account

Deposit via mobile money, bank transfer or agent network. Zero deposit fees.

Trade & transact
03

Trade & transact

Pay suppliers, receive crop payments or trade commodities all from a single dashboard.

Grow your capital
04

Grow your capital

Access micro-loans, savings products and commodity futures to grow your agricultural business.

“AgroBank changed everything for my cooperative. We went from waiting 45 days for payments to receiving funds instantly. The micro-loan program helped us buy better seeds.”

Fatima Njoya

Fatima Njoya

Palm oil cooperative leader, Cameroon

AgroBank in action

One year inside AgroBank.

Follow Fatima — cooperative leader, Cameroon — through her first complete financial journey.

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Meet Fatima

Palm oil cooperative leader · Cameroon

Meet Fatima

Fatima runs a 12-member palm oil cooperative. Her buyers pay by cash, 30 to 45 days late. She has no bank account, no credit history, no insurance. One bad season could wipe out everything her cooperative built.

Automatic setup

Your AgroBank account opens automatically.

Already using FarmsToMarket or FarmsToMarket Pro? Complete your KYC · KYA · farm verification once — your full AgroBank suite activates instantly. No separate registration. No branch visit.

Wallet · Credit scoring · Insurance · Commodity trading — all unlocked the moment your profile is verified on either app.

Requires: KYC · KYA · Farm / Business verification · Minimum 1 completed profile field

FarmsToMarket App

Ready to revolutionize your farm finances?

Join thousands of agricultural professionals who trust AgroBank for their financial operations.